Adoption of Crop Insurance Schemes in Tamil Nadu

V Karthick, A Anbarassan, Cinthia Fernandaz


The study was conducted in Southern zone of Tamil Nadu a constituent state of India. One hundred and eighty farmers who had adopted crop insurance schemes were selected through random sampling procedure. The respondents were interviewed using a pre-tested questionnaire for identifying factors influencing and constraints in adoption of crop insurance schemes. The study revealed that lack of scope for crop diversification and definite crop loss due to adverse climatic condition were the major factors influencing the adoption of crop insurance schemes. The study inferred that lack of compensation from the crop insurance scheme, delayed payment of indemnity, lack of awareness about the scheme and lengthy procedure to avail crop insurance were the major constraints.


Crop Insurance, Factors, Constraints, Suggestion, Tamil Nadu

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